December 31, 2025 After starting the year close to 7%, the average 30-year fixed-rate mortgage moved to its lowest level in 2025 this week, an encouraging sign for potential homebuyers heading into the new year. The 30-year fixed-rate mortgage averaged … Continue reading →

December 24, 2025 The average 30-year fixed-rate mortgage decreased further this week. Declining rates offer a timely and welcome gift for aspiring homebuyers. The 30-year fixed-rate mortgage averaged 6.18% as of December 24, 2025, down from last week when it … Continue reading →

December 18, 2025 The average 30-year fixed-rate mortgage has remained within a narrow 10-basis point range over the last two months. With rates down half a percent over last year, purchase applications are 10% above the same time one year … Continue reading →

December 11, 2025 The average 30-year fixed-rate mortgage is well below the year-to-date average of 6.62%, providing some sense of balance to the housing market. The 30-year fixed-rate mortgage averaged 6.22% as of December 11, 2025, up from last week … Continue reading →

December 4, 2025 Mortgage rates decreased for the second straight week, emerging from the Thanksgiving holiday. Compared to this time last year, mortgage rates are half a percent lower, creating a more favorable environment for homebuyers and homeowners. The 30-year … Continue reading →

November 26, 2025 Heading into the Thanksgiving holiday, mortgage rates decreased. With pending home sales at the highest level since last November, homebuyer activity continues to show resilience nearing year end. The 30-year fixed-rate mortgage averaged 6.23% as of November … Continue reading →

November 20, 2025 Mortgage rates have been shifting within a narrow ten-basis point range over the last month. This rate stability is a positive sign for both buyers and sellers, as it helps provide greater certainty in the housing markets. … Continue reading →

November 13, 2025 Rates for the 30-year and the 15-year fixed-rate mortgage essentially remained flat this week, but purchase activity increased, which is encouraging. Information provided by Freddie Mac.